Farmers Bank & Trust · Louisiana · 2025

Farmers Bank & Trust in Louisiana: approval rate, denial rate and rates (2025)

Farmers Bank & Trust took 14 mortgage applications in Louisiana in 2025, ranking #346 of 721 lenders active in the state. It originated 78.6% of them and denied 7.1% (8.3% of the applications it decided), against a statewide denial rate of 22.2%.

14Applicationsin LA
8.3%Decision denial ratestate 28.2%
8.00%Median ratestate 6.63%
$60,000Median loanstate $165,000
$1.3MVolume4 counties

Farmers Bank & Trust in Louisiana vs the state

7.1%Denial rate-15.03 pts vs state
8.3%Decision denial rate-19.82 pts vs state
78.6%Origination rate+26.60 pts vs state
8.00%Median rate+1.38 pts vs state
0.75Rate spread (pts)+0.39 pts vs state
$69kMedian applicant income
11Loans originated
1Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023960.0%9.25%#394
202413120.0%8.63%#346
202514117.1%8.00%#346

What Farmers Bank & Trust lends in Louisiana

By loan purpose

Home purchase 12 86% · 0.0% denied
Home improvement 2 14% · 50.0% denied

By loan type

Conventional 13 93% · 7.7% denied
FHA 1 7% · 0.0% denied

Why it denied Louisiana applicants

Credit history 1 100%

Where in Louisiana

Counties with the most Farmers Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Webster Parish 1190 0.0%
Caddo Parish 110 0.0%
Claiborne Parish 101 100.0%
Bossier Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 14 applications in 2025, of which 11 were originated and 1 denied.

7.1% of all applications, or 8.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Farmers Bank & Trust originated in Louisiana in 2025 was 8.00%, against a statewide median of 6.63%.

About this data. Figures are Farmers Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology