Synergy One Lending in Louisiana vs the state
4.0%Denial rate-18.22 pts vs state
5.1%Decision denial rate-23.09 pts vs state
73.7%Origination rate+21.73 pts vs state
6.63%Median rate0.00 pts vs state
0.54Rate spread (pts)+0.18 pts vs state
$99kMedian applicant income
765Loans originated
41Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 40.0% | 9.58% | #445 |
| 2024 | 129 | 103 | 5.4% | 6.75% | #139 |
| 2025 | 1,038 | 765 | 4.0% | 6.63% | #31 |
What Synergy One Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 355 | 265 | 11 | 3.1% |
| Livingston Parish | 147 | 110 | 8 | 5.4% |
| Ascension Parish | 140 | 112 | 3 | 2.1% |
| Caddo Parish | 80 | 58 | 3 | 3.8% |
| Bossier Parish | 55 | 41 | 3 | 5.5% |
| St. Tammany Parish | 48 | 39 | 4 | 8.3% |
| Jefferson Parish | 21 | 12 | 1 | 4.8% |
| Calcasieu Parish | 20 | 10 | 2 | 10.0% |
| West Baton Rouge Parish | 17 | 13 | 1 | 5.9% |
| Lafayette Parish | 16 | 7 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,038 applications in 2025, of which 765 were originated and 41 denied.
4.0% of all applications, or 5.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Synergy One Lending originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology