Citizens Bank & Trust Company of Vivian, Louisiana in Louisiana vs the state
0.3%Denial rate-21.84 pts vs state
0.3%Decision denial rate-27.81 pts vs state
95.7%Origination rate+43.75 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
291Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 240 | 2.8% | — | #91 |
| 2024 | 295 | 283 | 0.3% | 9.00% | #80 |
| 2025 | 304 | 291 | 0.3% | — | #88 |
What Citizens Bank & Trust Company of Vivian, Louisiana lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Citizens Bank & Trust Company of Vivian, Louisiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 166 | 160 | 1 | 0.6% |
| Bossier Parish | 88 | 82 | 0 | 0.0% |
| Webster Parish | 20 | 20 | 0 | 0.0% |
| De Soto Parish | 14 | 13 | 0 | 0.0% |
| Bienville Parish | 3 | 3 | 0 | 0.0% |
| Claiborne Parish | 3 | 3 | 0 | 0.0% |
| Jackson Parish | 2 | 2 | 0 | 0.0% |
| Richland Parish | 2 | 2 | 0 | 0.0% |
| Natchitoches Parish | 1 | 1 | 0 | 0.0% |
| Red River Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 304 applications in 2025, of which 291 were originated and 1 denied.
0.3% of all applications, or 0.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Citizens Bank & Trust Company of Vivian, Louisiana's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology