Union Home Mortgage in Louisiana vs the state
9.5%Denial rate-12.63 pts vs state
11.4%Decision denial rate-16.76 pts vs state
73.0%Origination rate+21.06 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.13 pts vs state
$100kMedian applicant income
352Loans originated
46Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 523 | 386 | 11.3% | 6.63% | #46 |
| 2024 | 425 | 309 | 13.2% | 6.63% | #58 |
| 2025 | 482 | 352 | 9.5% | 6.38% | #58 |
What Union Home Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Union Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 57 | 46 | 3 | 5.3% |
| St. Landry Parish | 35 | 21 | 5 | 14.3% |
| St. Tammany Parish | 27 | 19 | 3 | 11.1% |
| Caddo Parish | 26 | 19 | 5 | 19.2% |
| Bossier Parish | 26 | 23 | 0 | 0.0% |
| Lafayette Parish | 25 | 17 | 2 | 8.0% |
| Orleans Parish | 24 | 16 | 1 | 4.2% |
| Terrebonne Parish | 23 | 14 | 5 | 21.7% |
| Webster Parish | 22 | 17 | 3 | 13.6% |
| Jefferson Parish | 21 | 15 | 2 | 9.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 482 applications in 2025, of which 352 were originated and 46 denied.
9.5% of all applications, or 11.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Union Home Mortgage originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Union Home Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology