AmeriSave Mortgage · Louisiana · 2025

AmeriSave Mortgage in Louisiana: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 1,453 mortgage applications in Louisiana in 2025, ranking #24 of 721 lenders active in the state. It originated 16.2% of them and denied 72.9% (81.2% of the applications it decided), against a statewide denial rate of 22.2%.

1.5kApplicationsin LA
81.2%Decision denial ratestate 28.2%
6.88%Median ratestate 6.63%
$95,000Median loanstate $165,000
$28MVolume63 counties

AmeriSave Mortgage in Louisiana vs the state

72.9%Denial rate+50.71 pts vs state
81.2%Decision denial rate+53.00 pts vs state
16.2%Origination rate-35.80 pts vs state
6.88%Median rate+0.25 pts vs state
1.47Rate spread (pts)+1.11 pts vs state
$60kMedian applicant income
235Loans originated
1,059Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,15612629.0%6.13%#26
20241,50816577.1%6.88%#23
20251,45323572.9%6.88%#24

What AmeriSave Mortgage lends in Louisiana

By loan purpose

Home purchase 29 2% · 58.6% denied
Refinance 30 2% · 76.7% denied
Cash-out refinance 1,394 96% · 73.1% denied

By loan type

Conventional 759 52% · 69.6% denied
FHA 583 40% · 75.8% denied
VA 111 8% · 80.2% denied

Why it denied Louisiana applicants

Incomplete application 510 48%
Credit history 152 14%
Debt-to-income ratio 135 13%
Collateral 131 12%
Unverifiable information 78 7%
Other 28 3%
Insufficient cash 25 2%

Where in Louisiana

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 16026109 68.1%
Orleans Parish 14515117 80.7%
Jefferson Parish 1011968 67.3%
St. Tammany Parish 861266 76.7%
Lafayette Parish 831361 73.5%
Caddo Parish 801061 76.3%
Calcasieu Parish 55841 74.5%
Livingston Parish 521235 67.3%
Tangipahoa Parish 43633 76.7%
Ouachita Parish 41729 70.7%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,453 applications in 2025, of which 235 were originated and 1,059 denied.

72.9% of all applications, or 81.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans AmeriSave Mortgage originated in Louisiana in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology