Pennymac Loan Services in Louisiana vs the state
13.0%Denial rate-9.17 pts vs state
22.4%Decision denial rate-5.76 pts vs state
42.6%Origination rate-9.35 pts vs state
6.13%Median rate-0.50 pts vs state
0.23Rate spread (pts)-0.13 pts vs state
$97kMedian applicant income
990Loans originated
302Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,155 | 559 | 12.8% | 6.25% | #27 |
| 2024 | 1,353 | 536 | 15.0% | 6.06% | #24 |
| 2025 | 2,323 | 990 | 13.0% | 6.13% | #13 |
What Pennymac Loan Services lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 220 | 110 | 27 | 12.3% |
| Lafayette Parish | 218 | 125 | 21 | 9.6% |
| East Baton Rouge Parish | 213 | 82 | 31 | 14.6% |
| Jefferson Parish | 195 | 82 | 24 | 12.3% |
| Orleans Parish | 175 | 74 | 25 | 14.3% |
| Livingston Parish | 110 | 44 | 14 | 12.7% |
| Bossier Parish | 101 | 38 | 9 | 8.9% |
| Tangipahoa Parish | 101 | 48 | 6 | 5.9% |
| Ascension Parish | 100 | 43 | 14 | 14.0% |
| Caddo Parish | 95 | 32 | 12 | 12.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 2,323 applications in 2025, of which 990 were originated and 302 denied.
13.0% of all applications, or 22.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Pennymac Loan Services originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology