Equity Prime Mortgage in Louisiana vs the state
8.7%Denial rate-13.52 pts vs state
14.4%Decision denial rate-13.79 pts vs state
51.3%Origination rate-0.70 pts vs state
6.50%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.14 pts vs state
$75kMedian applicant income
646Loans originated
109Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 302 | 200 | 1.7% | 6.88% | #76 |
| 2024 | 725 | 509 | 3.2% | 6.50% | #41 |
| 2025 | 1,260 | 646 | 8.7% | 6.50% | #25 |
What Equity Prime Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 151 | 65 | 15 | 9.9% |
| Lafayette Parish | 96 | 45 | 12 | 12.5% |
| Livingston Parish | 81 | 46 | 4 | 4.9% |
| Tangipahoa Parish | 79 | 45 | 1 | 1.3% |
| Caddo Parish | 74 | 34 | 10 | 13.5% |
| St. Landry Parish | 63 | 34 | 6 | 9.5% |
| St. Tammany Parish | 63 | 30 | 3 | 4.8% |
| Orleans Parish | 53 | 17 | 8 | 15.1% |
| Jefferson Parish | 50 | 27 | 4 | 8.0% |
| Rapides Parish | 41 | 19 | 3 | 7.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,260 applications in 2025, of which 646 were originated and 109 denied.
8.7% of all applications, or 14.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Equity Prime Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology