Homeland Bancshares in Louisiana vs the state
5.0%Denial rate-17.21 pts vs state
5.5%Decision denial rate-22.66 pts vs state
81.8%Origination rate+29.85 pts vs state
—Median rate
—Rate spread (pts)
$80kMedian applicant income
297Loans originated
18Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 318 | 253 | 5.0% | — | #74 |
| 2024 | 310 | 253 | 5.5% | — | #76 |
| 2025 | 363 | 297 | 5.0% | — | #74 |
What Homeland Bancshares lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Homeland Bancshares applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 119 | 98 | 5 | 4.2% |
| Caldwell Parish | 112 | 95 | 1 | 0.9% |
| LaSalle Parish | 67 | 59 | 4 | 6.0% |
| Catahoula Parish | 9 | 5 | 1 | 11.1% |
| Richland Parish | 8 | 7 | 1 | 12.5% |
| Lincoln Parish | 7 | 7 | 0 | 0.0% |
| Union Parish | 7 | 4 | 1 | 14.3% |
| Rapides Parish | 7 | 5 | 1 | 14.3% |
| Beauregard Parish | 4 | 1 | 0 | 0.0% |
| Jackson Parish | 4 | 3 | 1 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 363 applications in 2025, of which 297 were originated and 18 denied.
5.0% of all applications, or 5.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Homeland Bancshares's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology