Largest lenders in Caldwell Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Homeland Bancshares | B | 112 | 95 | 0.9% | — |
| 2 | 21st Mortgage | F | 46 | 6 | 54.4% | 9.19% |
| 3 | Citizens Progressive Bank | A | 32 | 27 | 0.0% | — |
| 4 | Triad Financial Services | D | 23 | 2 | 65.2% | 9.33% |
| 5 | Vanderbilt Mortgage and Finance | F | 10 | 1 | 50.0% | 10.99% |
| 6 | Commercial Capital Bank | B | 9 | 8 | 11.1% | — |
| 7 | Rocket Mortgage | C | 8 | 5 | 37.5% | 6.99% |
| 8 | Mortgage Research Center | C | 7 | 3 | 57.1% | 6.50% |
| 9 | Southern Heritage Bank | C | 7 | 4 | 42.9% | — |
| 10 | AmeriSave Mortgage | D | 5 | 0 | 100.0% | — |
| 11 | Newrez | D | 5 | 2 | 60.0% | 6.25% |
Best approval odds in Caldwell Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Homeland Bancshares | 104 | 1.0% |
What Caldwell Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Caldwell Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 344 | 156 | 31.4% | 7.25% | $95,000 |
| 2024 | 295 | 163 | 22.7% | 7.25% | $95,000 |
| 2025 | 351 | 190 | 24.2% | 6.75% | $95,000 |
Frequently asked questions
24.2% of applications in Caldwell Parish were denied in 2025, against 22.2% statewide in Louisiana.
Homeland Bancshares, with 112 applications in 2025 and a denial rate of 0.9%.
The median mortgage application in Caldwell Parish in 2025 was for $95,000; the median property value on originated loans was $185,000.