Largest lenders in Beauregard Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 165 | 38 | 40.0% | 9.82% |
| 2 | United Shore Financial Services | B | 129 | 100 | 8.5% | 6.32% |
| 3 | Triad Financial Services | D | 75 | 9 | 49.3% | 8.48% |
| 4 | Mortgage Research Center | C | 64 | 37 | 17.2% | 6.25% |
| 5 | First National Bank in DeRidder | C | 57 | 42 | 7.0% | — |
| 6 | Rocket Mortgage | C | 54 | 34 | 27.8% | 6.99% |
| 7 | Freedom Mortgage | B | 46 | 18 | 6.5% | 6.13% |
| 8 | Vanderbilt Mortgage and Finance | F | 44 | 8 | 36.4% | 10.75% |
| 9 | Barksdale | C | 40 | 12 | 37.5% | 6.75% |
| 10 | Eustis Mortgage | B | 29 | 25 | 0.0% | 6.63% |
| 11 | CSE Federal Credit Union | D | 28 | 20 | 3.6% | — |
| 12 | Navy Federal Credit Union | D | 28 | 15 | 17.9% | 6.00% |
| 13 | New Day Financial | F | 20 | 5 | 15.0% | 6.99% |
| 14 | Newrez | D | 20 | 6 | 10.0% | 6.19% |
| 15 | Lower | C | 19 | 14 | 5.3% | 6.69% |
| 16 | Pennymac Loan Services | C | 18 | 6 | 22.2% | 6.94% |
| 17 | b1BANK | C | 18 | 10 | 16.7% | 7.30% |
| 18 | Sabine State Bank and Trust | D | 17 | 12 | 11.8% | — |
| 19 | Equity Prime Mortgage | D | 15 | 9 | 6.7% | 6.38% |
| 20 | GMFS | A | 14 | 5 | 0.0% | 6.99% |
| 21 | Southwest Louisiana Credit Union | D | 14 | 11 | 21.4% | 8.95% |
| 22 | Tammac Holdings | D | 14 | 1 | 57.1% | 9.10% |
| 23 | Broker Solutions | D | 14 | 3 | 35.7% | 6.99% |
| 24 | The Evangeline Bank & Trust | B | 13 | 11 | 7.7% | 7.25% |
| 25 | AmeriSave Mortgage | D | 12 | 1 | 75.0% | 7.25% |
Best approval odds in Beauregard Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 112 | 9.8% |
| 2 | Rocket Mortgage | 51 | 29.4% |
| 3 | Triad Financial Services | 75 | 49.3% |
| 4 | 21st Mortgage | 106 | 62.3% |
What Beauregard Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Beauregard Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,202 | 579 | 25.7% | 7.00% | $145,000 |
| 2024 | 1,157 | 575 | 23.8% | 6.75% | $155,000 |
| 2025 | 1,298 | 626 | 22.3% | 6.63% | $165,000 |
Frequently asked questions
22.3% of applications in Beauregard Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 165 applications in 2025 and a denial rate of 40.0%.
The median mortgage application in Beauregard Parish in 2025 was for $165,000; the median property value on originated loans was $225,000.