CSE Federal Credit Union in Louisiana vs the state
22.2%Denial rate+0.05 pts vs state
26.0%Decision denial rate-2.19 pts vs state
53.1%Origination rate+1.12 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
129Loans originated
54Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 71 | 17.0% | 6.50% | #172 |
| 2024 | 175 | 91 | 21.1% | — | #113 |
| 2025 | 243 | 129 | 22.2% | — | #101 |
What CSE Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most CSE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 175 | 91 | 40 | 22.9% |
| Beauregard Parish | 28 | 20 | 1 | 3.6% |
| Jefferson Davis Parish | 20 | 9 | 6 | 30.0% |
| Allen Parish | 6 | 4 | 1 | 16.7% |
| Cameron Parish | 6 | 2 | 1 | 16.7% |
| Sabine Parish | 3 | 2 | 1 | 33.3% |
| Bossier Parish | 1 | 0 | 1 | 100.0% |
| Acadia Parish | 1 | 0 | 1 | 100.0% |
| Evangeline Parish | 1 | 1 | 0 | 0.0% |
| Natchitoches Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 243 applications in 2025, of which 129 were originated and 54 denied.
22.2% of all applications, or 26.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CSE Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology