Largest lenders in Evangeline Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Evangeline Bank & Trust | B | 74 | 65 | 2.7% | 8.25% |
| 2 | 21st Mortgage | F | 63 | 5 | 44.4% | 11.67% |
| 3 | Guild Mortgage | A | 37 | 27 | 2.7% | 6.25% |
| 4 | Triad Financial Services | D | 36 | 12 | 25.0% | 8.31% |
| 5 | Rocket Mortgage | C | 34 | 20 | 26.5% | 6.75% |
| 6 | United Shore Financial Services | B | 27 | 15 | 11.1% | 6.62% |
| 7 | Vanderbilt Mortgage and Finance | F | 25 | 4 | 44.0% | 10.88% |
| 8 | Hancock Whitney Bank | B | 21 | 15 | 9.5% | 6.13% |
| 9 | AmeriSave Mortgage | D | 17 | 2 | 76.5% | 6.63% |
| 10 | GMFS | A | 15 | 9 | 0.0% | 6.50% |
| 11 | Union Home Mortgage | B | 14 | 12 | 14.3% | 6.31% |
| 12 | American Pacific Mortgage | C | 10 | 9 | 0.0% | 6.63% |
| 13 | Broker Solutions | D | 10 | 2 | 10.0% | 6.56% |
| 14 | Equity Prime Mortgage | D | 9 | 5 | 0.0% | 6.00% |
| 15 | Mortgage Research Center | C | 9 | 3 | 22.2% | 6.75% |
| 16 | Eustis Mortgage | B | 7 | 3 | 14.3% | 6.50% |
| 17 | Loandepot.Com | D | 7 | 1 | 71.4% | 6.63% |
| 18 | Pennymac Loan Services | C | 6 | 2 | 33.3% | 7.94% |
| 19 | Crosscountry Mortgage | B | 6 | 3 | 0.0% | 6.63% |
| 20 | La Capitol Federal Credit Union | D | 6 | 1 | 50.0% | 4.99% |
| 21 | Jd Bancshares | D | 6 | 5 | 16.7% | — |
| 22 | Carrington Mortgage Services | D | 6 | 0 | 83.3% | — |
| 23 | Nationstar Mortgage | C | 6 | 4 | 0.0% | 6.50% |
| 24 | Wells Fargo Bank | B | 5 | 1 | 40.0% | 6.38% |
| 25 | Barksdale | C | 5 | 4 | 0.0% | 6.56% |
Best approval odds in Evangeline Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Evangeline Bank & Trust | 69 | 2.9% |
What Evangeline Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Evangeline Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 701 | 330 | 27.7% | 7.63% | $95,000 |
| 2024 | 602 | 292 | 26.6% | 7.13% | $105,000 |
| 2025 | 615 | 310 | 22.4% | 6.75% | $115,000 |
Frequently asked questions
22.4% of applications in Evangeline Parish were denied in 2025, against 22.2% statewide in Louisiana.
The Evangeline Bank & Trust, with 74 applications in 2025 and a denial rate of 2.7%.
The median mortgage application in Evangeline Parish in 2025 was for $115,000; the median property value on originated loans was $175,000.