Jd Bancshares in Louisiana vs the state
17.0%Denial rate-5.17 pts vs state
20.2%Decision denial rate-7.96 pts vs state
66.4%Origination rate+14.43 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
164Loans originated
42Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 365 | 247 | 14.3% | 7.50% | #66 |
| 2024 | 312 | 202 | 13.5% | — | #75 |
| 2025 | 247 | 164 | 17.0% | — | #99 |
What Jd Bancshares lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Jd Bancshares applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 112 | 68 | 24 | 21.4% |
| Lafayette Parish | 25 | 16 | 4 | 16.0% |
| St. Landry Parish | 19 | 17 | 1 | 5.3% |
| Iberia Parish | 16 | 16 | 0 | 0.0% |
| Acadia Parish | 15 | 7 | 4 | 26.7% |
| Jefferson Davis Parish | 14 | 10 | 1 | 7.1% |
| East Baton Rouge Parish | 9 | 7 | 0 | 0.0% |
| Allen Parish | 6 | 4 | 2 | 33.3% |
| Evangeline Parish | 6 | 5 | 1 | 16.7% |
| Vermilion Parish | 5 | 3 | 2 | 40.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 247 applications in 2025, of which 164 were originated and 42 denied.
17.0% of all applications, or 20.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Jd Bancshares's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology