Largest lenders in Jefferson Davis Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Bank | A | 68 | 66 | 2.9% | — |
| 2 | 21st Mortgage | F | 57 | 15 | 49.1% | 10.63% |
| 3 | Vanderbilt Mortgage and Finance | F | 40 | 7 | 42.5% | 9.16% |
| 4 | Rocket Mortgage | C | 36 | 21 | 33.3% | 7.13% |
| 5 | United Shore Financial Services | B | 30 | 18 | 6.7% | 6.13% |
| 6 | Dhi Mortgage Company | B | 29 | 20 | 10.3% | 3.99% |
| 7 | Triad Financial Services | D | 26 | 4 | 42.3% | 8.74% |
| 8 | Fidelity Bank | D | 23 | 18 | 4.4% | 6.59% |
| 9 | CSE Federal Credit Union | D | 20 | 9 | 30.0% | — |
| 10 | Mortgage Research Center | C | 16 | 7 | 12.5% | 6.50% |
| 11 | Newrez | D | 15 | 5 | 20.0% | 6.25% |
| 12 | Jd Bancshares | D | 14 | 10 | 7.1% | — |
| 13 | GMFS | A | 14 | 12 | 0.0% | 6.69% |
| 14 | Freedom Mortgage | B | 14 | 8 | 14.3% | 6.19% |
| 15 | Abbeville Building & Loan (A State-Chartered Savings Bank) | B | 14 | 14 | 0.0% | — |
| 16 | Broker Solutions | D | 14 | 1 | 21.4% | 6.13% |
| 17 | Pennymac Loan Services | C | 13 | 8 | 15.4% | 7.19% |
| 18 | Navy Federal Credit Union | D | 13 | 3 | 38.5% | 7.75% |
| 19 | Equity Prime Mortgage | D | 12 | 7 | 25.0% | 6.50% |
| 20 | Loandepot.Com | D | 12 | 5 | 41.7% | 6.50% |
| 21 | Union Home Mortgage | B | 11 | 7 | 9.1% | 6.63% |
| 22 | Southwest Louisiana Credit Union | D | 11 | 8 | 27.3% | 6.93% |
| 23 | American Financial Resources | B | 10 | 5 | 10.0% | 6.25% |
| 24 | Lower | C | 9 | 6 | 0.0% | 6.75% |
| 25 | Home Bank | B | 9 | 8 | 0.0% | 7.50% |
Best approval odds in Jefferson Davis Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Bank | 68 | 2.9% |
What Jefferson Davis Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jefferson Davis Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 754 | 399 | 20.4% | 7.25% | $135,000 |
| 2024 | 749 | 374 | 24.8% | 7.25% | $125,000 |
| 2025 | 772 | 410 | 21.6% | 6.63% | $125,000 |
Frequently asked questions
21.6% of applications in Jefferson Davis Parish were denied in 2025, against 22.2% statewide in Louisiana.
The Bank, with 68 applications in 2025 and a denial rate of 2.9%.
The median mortgage application in Jefferson Davis Parish in 2025 was for $125,000; the median property value on originated loans was $195,000.