The Bank in Louisiana vs the state
1.3%Denial rate-20.92 pts vs state
1.3%Decision denial rate-26.90 pts vs state
95.0%Origination rate+43.03 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
152Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 197 | 0.5% | 9.00% | #99 |
| 2024 | 182 | 164 | 1.7% | 9.00% | #111 |
| 2025 | 160 | 152 | 1.3% | — | #136 |
What The Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most The Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Davis Parish | 68 | 66 | 2 | 2.9% |
| Acadia Parish | 46 | 45 | 0 | 0.0% |
| Calcasieu Parish | 19 | 17 | 0 | 0.0% |
| Lafayette Parish | 18 | 17 | 0 | 0.0% |
| Vermilion Parish | 7 | 5 | 0 | 0.0% |
| Cameron Parish | 1 | 1 | 0 | 0.0% |
| St. Martin Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 160 applications in 2025, of which 152 were originated and 2 denied.
1.3% of all applications, or 1.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology