Broker Solutions · Louisiana · 2025

Broker Solutions in Louisiana: approval rate, denial rate and rates (2025)

Broker Solutions took 1,248 mortgage applications in Louisiana in 2025, ranking #26 of 721 lenders active in the state. It originated 24.4% of them and denied 16.7% (39.6% of the applications it decided), against a statewide denial rate of 22.2%.

1.2kApplicationsin LA
39.6%Decision denial ratestate 28.2%
6.99%Median ratestate 6.63%
$145,000Median loanstate $165,000
$71MVolume61 counties

Broker Solutions in Louisiana vs the state

16.7%Denial rate-5.50 pts vs state
39.6%Decision denial rate+11.47 pts vs state
24.4%Origination rate-27.53 pts vs state
6.99%Median rate+0.37 pts vs state
0.86Rate spread (pts)+0.50 pts vs state
$70kMedian applicant income
305Loans originated
208Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202367123011.3%6.88%#41
20241,00329117.6%6.99%#29
20251,24830516.7%6.99%#26

What Broker Solutions lends in Louisiana

By loan purpose

Home purchase 283 23% · 7.4% denied
Refinance 128 10% · 9.4% denied
Cash-out refinance 493 40% · 15.2% denied
Home improvement 79 6% · 20.3% denied
Other / HELOC 265 21% · 31.7% denied

By loan type

Conventional 421 34% · 12.1% denied
FHA 728 58% · 19.9% denied
VA 86 7% · 12.8% denied
USDA / RHS 13 1% · 7.7% denied

Why it denied Louisiana applicants

Credit history 131 63%
Collateral 23 11%
Other 20 10%
Unverifiable information 11 5%
Incomplete application 11 5%
Debt-to-income ratio 9 4%
Employment history 2 1%
Insufficient cash 1 0%

Where in Louisiana

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 1577221 13.4%
Jefferson Parish 1072516 15.0%
Orleans Parish 1063220 18.9%
East Baton Rouge Parish 841115 17.9%
Tangipahoa Parish 823214 17.1%
Caddo Parish 781715 19.2%
Lafayette Parish 67198 11.9%
Livingston Parish 4497 15.9%
Calcasieu Parish 4293 7.1%
Ascension Parish 3604 11.1%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,248 applications in 2025, of which 305 were originated and 208 denied.

16.7% of all applications, or 39.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Broker Solutions originated in Louisiana in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology