Southwest Louisiana Credit Union in Louisiana vs the state
20.8%Denial rate-1.38 pts vs state
20.8%Decision denial rate-7.36 pts vs state
77.2%Origination rate+25.26 pts vs state
7.45%Median rate+0.83 pts vs state
1.73Rate spread (pts)+1.37 pts vs state
$100kMedian applicant income
78Loans originated
21Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 97 | 35.3% | 7.13% | #133 |
| 2024 | 92 | 60 | 33.7% | 8.95% | #173 |
| 2025 | 101 | 78 | 20.8% | 7.45% | #177 |
What Southwest Louisiana Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Southwest Louisiana Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 66 | 53 | 13 | 19.7% |
| Beauregard Parish | 14 | 11 | 3 | 21.4% |
| Jefferson Davis Parish | 11 | 8 | 3 | 27.3% |
| Evangeline Parish | 4 | 3 | 0 | 0.0% |
| Cameron Parish | 2 | 1 | 1 | 50.0% |
| Sabine Parish | 2 | 1 | 1 | 50.0% |
| Allen Parish | 2 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 101 applications in 2025, of which 78 were originated and 21 denied.
20.8% of all applications, or 20.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Southwest Louisiana Credit Union originated in Louisiana in 2025 was 7.45%, against a statewide median of 6.63%.
About this data. Figures are Southwest Louisiana Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology