Allen Parish, Louisiana · 2025

Mortgage lenders in Allen Parish, LA: denial rates and top lenders (2025)

86 lenders acted on 469 mortgage applications for properties in Allen Parish in 2025. 29.4% were denied (Louisiana: 22.2%). Median rate on closed loans 6.75%; median loan $115,000; median property value $165,000.

469Applications
29.4%Denial ratestate 22.2%
6.75%Median ratestate 6.63%
$115,000Median loan
$165,000Median property value

Largest lenders in Allen Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 658 41.5%10.62%
2 Vanderbilt Mortgage and Finance F 498 46.9%10.88%
3 Triad Financial Services D 378 48.7%9.69%
4 Sabine State Bank and Trust D 2111 9.5%
5 Rocket Mortgage C 1910 36.8%6.87%
6 Barksdale C 187 22.2%6.50%
7 United Shore Financial Services B 1513 0.0%6.50%
8 Guild Mortgage A 1410 0.0%6.19%
9 Freedom Mortgage B 123 25.0%6.13%
10 La Capitol Federal Credit Union D 93 33.3%5.88%
11 Credit Human Federal Credit Union D 90 100.0%
12 Mortgage Research Center C 85 12.5%6.99%
13 Navy Federal Credit Union D 80 75.0%
14 AmeriSave Mortgage D 72 57.1%9.31%
15 First Federal Bank of Louisiana C 73 28.6%
16 GMFS A 75 0.0%6.88%
17 Equity Prime Mortgage D 76 14.3%6.19%
18 The Evangeline Bank & Trust B 75 0.0%7.50%
19 Jd Bancshares D 64 33.3%
20 Lower C 64 0.0%6.69%
21 Newrez D 62 33.3%6.63%
22 CSE Federal Credit Union D 64 16.7%
23 Union Home Mortgage B 55 0.0%6.50%
24 Towne Mortgage B 53 20.0%6.38%
25 Tammac Holdings D 51 80.0%9.00%

What Allen Parish borrowers applied for

By loan purpose

Home purchase 317 68% · 30.0% denied
Refinance 44 9% · 11.4% denied
Cash-out refinance 57 12% · 29.8% denied
Home improvement 23 5% · 43.5% denied
Other / HELOC 28 6% · 39.3% denied

By loan type

Conventional 338 72% · 35.5% denied
FHA 69 15% · 17.4% denied
VA 33 7% · 12.1% denied
USDA / RHS 29 6% · 6.9% denied

Why applications were denied

Debt-to-income ratio 44 33%
Credit history 40 30%
Collateral 15 11%
Incomplete application 14 11%
Other 7 5%
Insufficient cash 6 5%
Unverifiable information 5 4%
Employment history 1 1%

Allen Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202351720831.9%7.25%$125,000
202447019330.6%6.99%$115,000
202546918729.4%6.75%$115,000

Frequently asked questions

29.4% of applications in Allen Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 65 applications in 2025 and a denial rate of 41.5%.

The median mortgage application in Allen Parish in 2025 was for $115,000; the median property value on originated loans was $165,000.