La Capitol Federal Credit Union in Louisiana vs the state
37.0%Denial rate+14.79 pts vs state
47.6%Decision denial rate+19.40 pts vs state
39.4%Origination rate-12.57 pts vs state
5.99%Median rate-0.63 pts vs state
-1.21Rate spread (pts)-1.56 pts vs state
$84kMedian applicant income
145Loans originated
136Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 375 | 142 | 37.9% | 6.75% | #63 |
| 2024 | 339 | 156 | 36.9% | 6.25% | #69 |
| 2025 | 368 | 145 | 37.0% | 5.99% | #73 |
What La Capitol Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most La Capitol Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 58 | 24 | 19 | 32.8% |
| Orleans Parish | 38 | 12 | 17 | 44.7% |
| Tangipahoa Parish | 28 | 11 | 14 | 50.0% |
| Jefferson Parish | 25 | 8 | 11 | 44.0% |
| Rapides Parish | 22 | 10 | 4 | 18.2% |
| Livingston Parish | 19 | 10 | 8 | 42.1% |
| Terrebonne Parish | 18 | 5 | 11 | 61.1% |
| Ascension Parish | 18 | 10 | 5 | 27.8% |
| Natchitoches Parish | 14 | 6 | 3 | 21.4% |
| St. Tammany Parish | 11 | 4 | 4 | 36.4% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 368 applications in 2025, of which 145 were originated and 136 denied.
37.0% of all applications, or 47.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans La Capitol Federal Credit Union originated in Louisiana in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are La Capitol Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology