The Evangeline Bank & Trust in Louisiana vs the state
3.4%Denial rate-18.78 pts vs state
3.5%Decision denial rate-24.65 pts vs state
88.0%Origination rate+36.04 pts vs state
7.25%Median rate+0.63 pts vs state
1.42Rate spread (pts)+1.06 pts vs state
$115kMedian applicant income
389Loans originated
15Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 477 | 389 | 5.0% | 8.25% | #50 |
| 2024 | 359 | 288 | 4.5% | 8.25% | #68 |
| 2025 | 442 | 389 | 3.4% | 7.25% | #63 |
What The Evangeline Bank & Trust lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most The Evangeline Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 122 | 111 | 2 | 1.6% |
| Evangeline Parish | 74 | 65 | 2 | 2.7% |
| Calcasieu Parish | 58 | 51 | 2 | 3.4% |
| Lafayette Parish | 43 | 38 | 1 | 2.3% |
| St. Landry Parish | 35 | 29 | 2 | 5.7% |
| Grant Parish | 19 | 17 | 1 | 5.3% |
| Vernon Parish | 13 | 10 | 2 | 15.4% |
| Beauregard Parish | 13 | 11 | 1 | 7.7% |
| Acadia Parish | 10 | 10 | 0 | 0.0% |
| Avoyelles Parish | 10 | 9 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 442 applications in 2025, of which 389 were originated and 15 denied.
3.4% of all applications, or 3.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans The Evangeline Bank & Trust originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are The Evangeline Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology