Largest lenders in Grant Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 94 | 15 | 36.2% | 10.39% |
| 2 | Colfax Banking | C | 66 | 52 | 10.6% | — |
| 3 | Triad Financial Services | D | 36 | 6 | 55.6% | 9.18% |
| 4 | Vanderbilt Mortgage and Finance | F | 29 | 5 | 58.6% | 10.99% |
| 5 | BOM Bank | B | 21 | 18 | 4.8% | — |
| 6 | Southern Heritage Bank | C | 20 | 17 | 5.0% | — |
| 7 | Red River Bank | C | 19 | 18 | 0.0% | 6.31% |
| 8 | The Evangeline Bank & Trust | B | 19 | 17 | 5.3% | 8.25% |
| 9 | United Shore Financial Services | B | 18 | 12 | 5.6% | 6.41% |
| 10 | Newrez | D | 13 | 6 | 15.4% | 6.44% |
| 11 | Rocket Mortgage | C | 13 | 6 | 38.5% | 6.68% |
| 12 | Mortgage Research Center | C | 13 | 6 | 23.1% | 6.38% |
| 13 | Towne Mortgage | B | 12 | 12 | 0.0% | 6.12% |
| 14 | Credit Human Federal Credit Union | D | 11 | 0 | 100.0% | — |
| 15 | Barksdale | C | 11 | 4 | 18.2% | 7.06% |
| 16 | Guild Mortgage | A | 11 | 6 | 18.2% | 6.31% |
| 17 | Loandepot.Com | D | 11 | 6 | 45.5% | 7.06% |
| 18 | Sabine State Bank and Trust | D | 11 | 6 | 18.2% | — |
| 19 | AmeriSave Mortgage | D | 8 | 1 | 87.5% | 6.13% |
| 20 | New Day Financial | F | 8 | 3 | 12.5% | 6.99% |
| 21 | Pennymac Loan Services | C | 7 | 2 | 28.6% | 6.44% |
| 22 | Primary Residential Mortgage | C | 7 | 5 | 0.0% | 6.63% |
| 23 | Southwest Stage Funding | F | 7 | 1 | 28.6% | 8.30% |
| 24 | Kind Lending | C | 6 | 4 | 0.0% | 6.44% |
| 25 | United Built Homes | F | 6 | 0 | 16.7% | — |
Best approval odds in Grant Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Colfax Banking | 59 | 11.9% |
What Grant Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Grant Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 632 | 294 | 29.1% | 7.00% | $115,000 |
| 2024 | 640 | 278 | 31.1% | 7.00% | $105,000 |
| 2025 | 592 | 284 | 25.7% | 6.63% | $115,000 |
Frequently asked questions
25.7% of applications in Grant Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 94 applications in 2025 and a denial rate of 36.2%.
The median mortgage application in Grant Parish in 2025 was for $115,000; the median property value on originated loans was $190,000.