United Built Homes in Louisiana vs the state
25.3%Denial rate+3.13 pts vs state
36.2%Decision denial rate+8.06 pts vs state
21.1%Origination rate-30.89 pts vs state
8.99%Median rate+2.37 pts vs state
—Rate spread (pts)
$102kMedian applicant income
35Loans originated
42Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 40 | 32.0% | 8.99% | #138 |
| 2024 | 127 | 25 | 40.2% | 8.99% | #142 |
| 2025 | 166 | 35 | 25.3% | 8.99% | #134 |
What United Built Homes lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most United Built Homes applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 22 | 3 | 7 | 31.8% |
| Caddo Parish | 13 | 0 | 7 | 53.8% |
| Bossier Parish | 10 | 2 | 1 | 10.0% |
| Ouachita Parish | 10 | 3 | 4 | 40.0% |
| Natchitoches Parish | 10 | 1 | 3 | 30.0% |
| Concordia Parish | 8 | 2 | 1 | 12.5% |
| Avoyelles Parish | 8 | 0 | 3 | 37.5% |
| De Soto Parish | 7 | 2 | 1 | 14.3% |
| Vernon Parish | 7 | 1 | 2 | 28.6% |
| Grant Parish | 6 | 0 | 1 | 16.7% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 166 applications in 2025, of which 35 were originated and 42 denied.
25.3% of all applications, or 36.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans United Built Homes originated in Louisiana in 2025 was 8.99%, against a statewide median of 6.63%.
About this data. Figures are United Built Homes's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology