Largest lenders in Avoyelles Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Cottonport Bank | B | 117 | 97 | 8.6% | — |
| 2 | 21st Mortgage | F | 82 | 9 | 43.9% | 10.91% |
| 3 | Guild Mortgage | A | 71 | 53 | 5.6% | 6.50% |
| 4 | Red River Bank | C | 61 | 27 | 34.4% | 6.38% |
| 5 | First Guaranty Bank | C | 51 | 38 | 17.7% | — |
| 6 | Rocket Mortgage | C | 47 | 31 | 27.7% | 6.38% |
| 7 | Towne Mortgage | B | 44 | 36 | 0.0% | 6.63% |
| 8 | Triad Financial Services | D | 43 | 7 | 41.9% | 8.08% |
| 9 | Vanderbilt Mortgage and Finance | F | 40 | 7 | 37.5% | 10.75% |
| 10 | Equity Prime Mortgage | D | 36 | 15 | 13.9% | 6.75% |
| 11 | United Shore Financial Services | B | 35 | 26 | 20.0% | 6.51% |
| 12 | Mortgage Research Center | C | 27 | 13 | 18.5% | 6.63% |
| 13 | Loandepot.Com | D | 17 | 6 | 58.8% | 6.44% |
| 14 | Pennymac Loan Services | C | 14 | 6 | 7.1% | 5.75% |
| 15 | Broker Solutions | D | 13 | 0 | 30.8% | — |
| 16 | Newrez | D | 12 | 3 | 33.3% | 5.88% |
| 17 | Assurance Financial Group | C | 12 | 8 | 8.3% | 6.63% |
| 18 | Freedom Mortgage | B | 11 | 7 | 9.1% | 6.63% |
| 19 | The Evangeline Bank & Trust | B | 10 | 9 | 0.0% | 7.50% |
| 20 | New Day Financial | F | 9 | 0 | 100.0% | — |
| 21 | Barksdale | C | 9 | 3 | 33.3% | 8.13% |
| 22 | Sabine State Bank and Trust | D | 9 | 3 | 33.3% | — |
| 23 | United Built Homes | F | 8 | 0 | 37.5% | — |
| 24 | Countryplace Mortgage | F | 8 | 0 | 50.0% | — |
| 25 | Primary Residential Mortgage | C | 8 | 4 | 0.0% | 7.25% |
Best approval odds in Avoyelles Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guild Mortgage | 62 | 6.5% |
| 2 | The Cottonport Bank | 108 | 9.3% |
What Avoyelles Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Avoyelles Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 738 | 358 | 27.9% | 6.88% | $105,000 |
| 2024 | 869 | 414 | 29.5% | 6.88% | $105,000 |
| 2025 | 982 | 489 | 24.3% | 6.63% | $125,000 |
Frequently asked questions
24.3% of applications in Avoyelles Parish were denied in 2025, against 22.2% statewide in Louisiana.
The Cottonport Bank, with 117 applications in 2025 and a denial rate of 8.6%.
The median mortgage application in Avoyelles Parish in 2025 was for $125,000; the median property value on originated loans was $175,000.