The Cottonport Bank in Louisiana vs the state
7.5%Denial rate-14.69 pts vs state
8.1%Decision denial rate-20.03 pts vs state
83.6%Origination rate+31.67 pts vs state
—Median rate
—Rate spread (pts)
$108kMedian applicant income
179Loans originated
16Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 130 | 10.0% | — | #131 |
| 2024 | 228 | 188 | 11.4% | — | #89 |
| 2025 | 214 | 179 | 7.5% | — | #109 |
What The Cottonport Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most The Cottonport Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Avoyelles Parish | 117 | 97 | 10 | 8.5% |
| East Baton Rouge Parish | 34 | 32 | 1 | 2.9% |
| Lafayette Parish | 13 | 13 | 0 | 0.0% |
| West Baton Rouge Parish | 13 | 10 | 3 | 23.1% |
| Pointe Coupee Parish | 12 | 8 | 1 | 8.3% |
| Livingston Parish | 7 | 7 | 0 | 0.0% |
| Rapides Parish | 6 | 5 | 0 | 0.0% |
| Iberville Parish | 3 | 2 | 0 | 0.0% |
| Ascension Parish | 3 | 2 | 1 | 33.3% |
| St. Landry Parish | 2 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 214 applications in 2025, of which 179 were originated and 16 denied.
7.5% of all applications, or 8.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Cottonport Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology