Largest lenders in Iberville Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 79 | 9 | 49.4% | 11.25% |
| 2 | 21st Mortgage | F | 47 | 7 | 48.9% | 10.13% |
| 3 | United Shore Financial Services | B | 45 | 33 | 13.3% | 6.19% |
| 4 | Triad Financial Services | D | 40 | 12 | 25.0% | 8.68% |
| 5 | Hancock Whitney Bank | B | 32 | 17 | 25.0% | 6.25% |
| 6 | Gulf Coast Bank and Trust | C | 25 | 21 | 0.0% | 6.39% |
| 7 | Credit Human Federal Credit Union | D | 24 | 1 | 91.7% | 8.80% |
| 8 | Rocket Mortgage | C | 24 | 17 | 25.0% | 5.99% |
| 9 | GMFS | A | 23 | 13 | 4.4% | 6.25% |
| 10 | Citizens Bank & Trust | – | 23 | 16 | 17.4% | — |
| 11 | Mortgage Research Center | C | 20 | 9 | 25.0% | 6.75% |
| 12 | Plaquemine Bank & Trust | – | 18 | 14 | 11.1% | — |
| 13 | Synergy One Lending | C | 16 | 10 | 0.0% | 6.75% |
| 14 | Pennymac Loan Services | C | 14 | 5 | 14.3% | 5.38% |
| 15 | Guaranty Bank and Trust | C | 14 | 14 | 0.0% | 7.75% |
| 16 | Loandepot.Com | D | 14 | 4 | 42.9% | 7.37% |
| 17 | Neighbors Federal Credit Union | F | 14 | 3 | 71.4% | — |
| 18 | Renasant Bank | B | 12 | 10 | 16.7% | 7.50% |
| 19 | AmeriSave Mortgage | D | 11 | 0 | 100.0% | — |
| 20 | Freedom Mortgage | B | 11 | 6 | 0.0% | 6.25% |
| 21 | Newrez | D | 11 | 7 | 18.2% | 6.38% |
| 22 | Regions Bank | C | 10 | 4 | 40.0% | 6.63% |
| 23 | JPMorgan Chase Bank | B | 10 | 7 | 10.0% | 6.63% |
| 24 | Efcu Financial | D | 10 | 6 | 30.0% | — |
| 25 | Carrington Mortgage Services | D | 10 | 4 | 30.0% | 6.44% |
Best approval odds in Iberville Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | 55 | 70.9% |
What Iberville Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Iberville Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 778 | 403 | 23.4% | 6.75% | $145,000 |
| 2024 | 762 | 378 | 28.6% | 6.63% | $130,000 |
| 2025 | 825 | 389 | 27.3% | 6.75% | $135,000 |
Frequently asked questions
27.3% of applications in Iberville Parish were denied in 2025, against 22.2% statewide in Louisiana.
Vanderbilt Mortgage and Finance, with 79 applications in 2025 and a denial rate of 49.4%.
The median mortgage application in Iberville Parish in 2025 was for $135,000; the median property value on originated loans was $235,000.