Renasant Bank in Louisiana vs the state
12.0%Denial rate-10.19 pts vs state
13.0%Decision denial rate-15.15 pts vs state
77.3%Origination rate+25.30 pts vs state
7.50%Median rate+0.88 pts vs state
0.08Rate spread (pts)-0.28 pts vs state
$120kMedian applicant income
187Loans originated
29Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 36 | 17.0% | 7.06% | #220 |
| 2024 | 43 | 29 | 14.0% | 6.63% | #251 |
| 2025 | 242 | 187 | 12.0% | 7.50% | #102 |
What Renasant Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tangipahoa Parish | 48 | 39 | 5 | 10.4% |
| Jefferson Parish | 44 | 37 | 2 | 4.5% |
| Orleans Parish | 30 | 22 | 2 | 6.7% |
| St. Tammany Parish | 26 | 15 | 5 | 19.2% |
| East Baton Rouge Parish | 20 | 19 | 0 | 0.0% |
| Livingston Parish | 14 | 11 | 3 | 21.4% |
| Iberville Parish | 12 | 10 | 2 | 16.7% |
| Natchitoches Parish | 11 | 7 | 2 | 18.2% |
| Assumption Parish | 5 | 3 | 2 | 40.0% |
| West Baton Rouge Parish | 4 | 3 | 1 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 242 applications in 2025, of which 187 were originated and 29 denied.
12.0% of all applications, or 13.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Renasant Bank originated in Louisiana in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology