Largest lenders in Assumption Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 56 | 11 | 48.2% | 11.50% |
| 2 | 21st Mortgage | F | 53 | 8 | 50.9% | 9.97% |
| 3 | Newrez | D | 45 | 24 | 4.4% | 5.93% |
| 4 | First American Bank and Trust | C | 34 | 19 | 26.5% | — |
| 5 | Network Funding | C | 26 | 18 | 15.4% | 6.63% |
| 6 | Triad Financial Services | D | 25 | 2 | 52.0% | 9.46% |
| 7 | Rocket Mortgage | C | 22 | 10 | 31.8% | 6.18% |
| 8 | United Shore Financial Services | B | 19 | 13 | 10.5% | 6.50% |
| 9 | Eustis Mortgage | B | 17 | 14 | 5.9% | 6.06% |
| 10 | Hancock Whitney Bank | B | 14 | 14 | 0.0% | 5.31% |
| 11 | Credit Human Federal Credit Union | D | 14 | 0 | 85.7% | — |
| 12 | GMFS | A | 11 | 7 | 0.0% | 6.50% |
| 13 | Tammac Holdings | D | 11 | 0 | 63.6% | — |
| 14 | Regions Bank | C | 8 | 2 | 50.0% | 5.37% |
| 15 | JPMorgan Chase Bank | B | 8 | 7 | 0.0% | 6.13% |
| 16 | AmeriSave Mortgage | D | 8 | 3 | 62.5% | 6.63% |
| 17 | Pennymac Loan Services | C | 7 | 1 | 14.3% | 5.50% |
| 18 | M C Bank & Trust | – | 6 | 4 | 0.0% | — |
| 19 | Carrington Mortgage Services | D | 5 | 2 | 20.0% | 8.44% |
| 20 | Equity Prime Mortgage | D | 5 | 3 | 0.0% | 6.38% |
| 21 | Broker Solutions | D | 5 | 0 | 20.0% | — |
| 22 | Renasant Bank | B | 5 | 3 | 40.0% | 7.50% |
| 23 | Neighbors Federal Credit Union | F | 5 | 2 | 60.0% | — |
| 24 | Figure Lending | C | 5 | 0 | 40.0% | — |
What Assumption Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Assumption Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 515 | 205 | 36.3% | 6.75% | $105,000 |
| 2024 | 499 | 179 | 40.5% | 6.88% | $115,000 |
| 2025 | 521 | 220 | 30.7% | 6.50% | $125,000 |
Frequently asked questions
30.7% of applications in Assumption Parish were denied in 2025, against 22.2% statewide in Louisiana.
Vanderbilt Mortgage and Finance, with 56 applications in 2025 and a denial rate of 48.2%.
The median mortgage application in Assumption Parish in 2025 was for $125,000; the median property value on originated loans was $205,000.