M C Bank & Trust in Louisiana vs the state
32.0%Denial rate+9.83 pts vs state
33.3%Decision denial rate+5.18 pts vs state
55.0%Origination rate+3.03 pts vs state
—Median rate
—Rate spread (pts)
$73kMedian applicant income
55Loans originated
32Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 102 | 21.5% | — | #128 |
| 2024 | 104 | 51 | 34.6% | — | #158 |
| 2025 | 100 | 55 | 32.0% | — | #179 |
What M C Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most M C Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Mary Parish | 64 | 27 | 27 | 42.2% |
| Lafayette Parish | 10 | 9 | 1 | 10.0% |
| Terrebonne Parish | 7 | 7 | 0 | 0.0% |
| Assumption Parish | 6 | 4 | 0 | 0.0% |
| Lafourche Parish | 4 | 2 | 2 | 50.0% |
| Jefferson Parish | 2 | 1 | 0 | 0.0% |
| St. Martin Parish | 2 | 0 | 2 | 100.0% |
| St. Charles Parish | 1 | 1 | 0 | 0.0% |
| St. Tammany Parish | 1 | 1 | 0 | 0.0% |
| St. Landry Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 100 applications in 2025, of which 55 were originated and 32 denied.
32.0% of all applications, or 33.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are M C Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology