Figure Lending in Louisiana vs the state
33.8%Denial rate+11.62 pts vs state
35.2%Decision denial rate+7.09 pts vs state
34.7%Origination rate-17.32 pts vs state
10.65%Median rate+4.03 pts vs state
4.44Rate spread (pts)+4.08 pts vs state
$100kMedian applicant income
202Loans originated
197Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 400 | 111 | 42.5% | 12.40% | #61 |
| 2024 | 444 | 147 | 35.1% | 12.05% | #55 |
| 2025 | 583 | 202 | 33.8% | 10.65% | #49 |
What Figure Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 69 | 21 | 24 | 34.8% |
| East Baton Rouge Parish | 66 | 20 | 20 | 30.3% |
| St. Tammany Parish | 65 | 28 | 17 | 26.2% |
| Jefferson Parish | 64 | 25 | 17 | 26.6% |
| Lafayette Parish | 37 | 11 | 16 | 43.2% |
| Caddo Parish | 26 | 10 | 7 | 26.9% |
| Livingston Parish | 25 | 9 | 5 | 20.0% |
| Calcasieu Parish | 24 | 7 | 11 | 45.8% |
| Bossier Parish | 17 | 8 | 6 | 35.3% |
| Tangipahoa Parish | 17 | 8 | 4 | 23.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 583 applications in 2025, of which 202 were originated and 197 denied.
33.8% of all applications, or 35.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Figure Lending originated in Louisiana in 2025 was 10.65%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology