First American Bank and Trust in Louisiana vs the state
11.6%Denial rate-10.56 pts vs state
13.0%Decision denial rate-15.15 pts vs state
74.6%Origination rate+22.64 pts vs state
—Median rate
—Rate spread (pts)
$134kMedian applicant income
482Loans originated
75Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 567 | 398 | 18.9% | 6.95% | #44 |
| 2024 | 685 | 486 | 15.5% | 7.60% | #42 |
| 2025 | 646 | 482 | 11.6% | — | #47 |
What First American Bank and Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most First American Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. James Parish | 114 | 94 | 6 | 5.3% |
| Lafourche Parish | 105 | 82 | 8 | 7.6% |
| St. Charles Parish | 72 | 43 | 13 | 18.1% |
| Jefferson Parish | 49 | 39 | 5 | 10.2% |
| Ascension Parish | 48 | 39 | 5 | 10.4% |
| Orleans Parish | 47 | 32 | 7 | 14.9% |
| St. Tammany Parish | 43 | 32 | 7 | 16.3% |
| St. John the Baptist Parish | 35 | 29 | 3 | 8.6% |
| Assumption Parish | 34 | 19 | 9 | 26.5% |
| East Baton Rouge Parish | 28 | 19 | 5 | 17.9% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 646 applications in 2025, of which 482 were originated and 75 denied.
11.6% of all applications, or 13.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First American Bank and Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology