JPMorgan Chase Bank · Louisiana · 2025

JPMorgan Chase Bank in Louisiana: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 1,931 mortgage applications in Louisiana in 2025, ranking #18 of 721 lenders active in the state. It originated 61.5% of them and denied 12.6% (16.5% of the applications it decided), against a statewide denial rate of 22.2%.

1.9kApplicationsin LA
16.5%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$165,000Median loanstate $165,000
$271MVolume59 counties

JPMorgan Chase Bank in Louisiana vs the state

12.6%Denial rate-9.53 pts vs state
16.5%Decision denial rate-11.64 pts vs state
61.5%Origination rate+9.55 pts vs state
6.63%Median rate0.00 pts vs state
0.28Rate spread (pts)-0.08 pts vs state
$92kMedian applicant income
1,188Loans originated
244Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,37888912.0%6.88%#23
20241,6441,09010.8%6.63%#18
20251,9311,18812.6%6.63%#18

What JPMorgan Chase Bank lends in Louisiana

By loan purpose

Home purchase 996 52% · 9.6% denied
Refinance 166 9% · 10.2% denied
Cash-out refinance 363 19% · 16.5% denied
Home improvement 146 8% · 18.5% denied
Other / HELOC 260 13% · 16.9% denied

By loan type

Conventional 1,791 93% · 12.2% denied
FHA 106 5% · 23.6% denied
VA 34 2% · 2.9% denied

Why it denied Louisiana applicants

Collateral 74 30%
Debt-to-income ratio 68 28%
Other 47 19%
Credit history 27 11%
Unverifiable information 15 6%
Employment history 9 4%
Insufficient cash 4 2%

Where in Louisiana

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 29717435 11.8%
Orleans Parish 28315136 12.7%
Jefferson Parish 21612033 15.3%
St. Tammany Parish 1629129 17.9%
Lafayette Parish 1178312 10.3%
Calcasieu Parish 1067410 9.4%
Caddo Parish 74505 6.8%
Ouachita Parish 61446 9.8%
Ascension Parish 59405 8.5%
Lafourche Parish 523410 19.2%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,931 applications in 2025, of which 1,188 were originated and 244 denied.

12.6% of all applications, or 16.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans JPMorgan Chase Bank originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology