Plaquemine Bank & Trust · Louisiana · 2025

Plaquemine Bank & Trust in Louisiana: approval rate, denial rate and rates (2025)

Plaquemine Bank & Trust took 35 mortgage applications in Louisiana in 2025, ranking #276 of 721 lenders active in the state. It originated 82.9% of them and denied 8.6% (9.4% of the applications it decided), against a statewide denial rate of 22.2%.

35Applicationsin LA
9.4%Decision denial ratestate 28.2%
Median ratestate 6.63%
$105,000Median loanstate $165,000
$6.8MVolume9 counties

Plaquemine Bank & Trust in Louisiana vs the state

8.6%Denial rate-13.60 pts vs state
9.4%Decision denial rate-18.77 pts vs state
82.9%Origination rate+30.89 pts vs state
Median rate
Rate spread (pts)
$210kMedian applicant income
29Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202333286.1%#277
2024332015.2%#274
202535298.6%#276

What Plaquemine Bank & Trust lends in Louisiana

By loan purpose

Home purchase 12 34% · 8.3% denied
Refinance 20 57% · 5.0% denied
Home improvement 1 3% · 100.0% denied
Other / HELOC 2 6% · 0.0% denied

By loan type

Conventional 35 100% · 8.6% denied

Why it denied Louisiana applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Louisiana

Counties with the most Plaquemine Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Iberville Parish 18142 11.1%
East Baton Rouge Parish 871 12.5%
West Baton Rouge Parish 330 0.0%
Assumption Parish 100 0.0%
Orleans Parish 110 0.0%
Livingston Parish 110 0.0%
Lafourche Parish 110 0.0%
Tangipahoa Parish 110 0.0%
Ascension Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 35 applications in 2025, of which 29 were originated and 3 denied.

8.6% of all applications, or 9.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Plaquemine Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology