Citizens Bank & Trust in Louisiana vs the state
7.1%Denial rate-15.03 pts vs state
7.4%Decision denial rate-20.78 pts vs state
83.7%Origination rate+31.70 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
82Loans originated
7Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 108 | 4.8% | — | #150 |
| 2024 | 99 | 83 | 8.1% | — | #163 |
| 2025 | 98 | 82 | 7.1% | — | #181 |
What Citizens Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Citizens Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 47 | 40 | 3 | 6.4% |
| Iberville Parish | 23 | 16 | 4 | 17.4% |
| Livingston Parish | 11 | 10 | 0 | 0.0% |
| West Baton Rouge Parish | 6 | 6 | 0 | 0.0% |
| Ascension Parish | 3 | 3 | 0 | 0.0% |
| Tangipahoa Parish | 2 | 2 | 0 | 0.0% |
| West Feliciana Parish | 1 | 1 | 0 | 0.0% |
| Jefferson Parish | 1 | 1 | 0 | 0.0% |
| Orleans Parish | 1 | 1 | 0 | 0.0% |
| Rapides Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 98 applications in 2025, of which 82 were originated and 7 denied.
7.1% of all applications, or 7.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Citizens Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology