West Feliciana Parish, Louisiana · 2025

Mortgage lenders in West Feliciana Parish, LA: denial rates and top lenders (2025)

80 lenders acted on 343 mortgage applications for properties in West Feliciana Parish in 2025. 14.9% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $205,000; median property value $385,000.

343Applications
14.9%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$205,000Median loan
$385,000Median property value

Largest lenders in West Feliciana Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Bank of St. Francisville 3324 9.1%
2 Assurance Financial Group C 2721 0.0%6.75%
3 Hancock Whitney Bank B 2416 16.7%6.50%
4 21st Mortgage F 226 22.7%11.43%
5 Efcu Financial D 1712 23.5%
6 GMFS A 178 0.0%6.38%
7 Rocket Mortgage C 1411 14.3%5.99%
8 Triad Financial Services D 144 21.4%9.63%
9 United Shore Financial Services B 118 9.1%6.25%
10 Vanderbilt Mortgage and Finance F 101 50.0%9.58%
11 JPMorgan Chase Bank B 84 0.0%6.63%
12 Regions Bank C 72 57.1%8.00%
13 Bank of Zachary B 76 0.0%
14 Tammac Holdings D 61 66.7%10.45%

What West Feliciana Parish borrowers applied for

By loan purpose

Home purchase 185 54% · 13.0% denied
Refinance 60 17% · 6.7% denied
Cash-out refinance 41 12% · 29.3% denied
Home improvement 21 6% · 23.8% denied
Other / HELOC 36 10% · 16.7% denied

By loan type

Conventional 289 84% · 14.9% denied
FHA 29 8% · 17.2% denied
VA 20 6% · 15.0% denied
USDA / RHS 5 1% · 0.0% denied

Why applications were denied

Credit history 15 36%
Debt-to-income ratio 9 21%
Other 6 14%
Collateral 5 12%
Unverifiable information 3 7%
Incomplete application 3 7%
Employment history 1 2%

West Feliciana Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202328517218.3%6.88%$185,000
202428314223.3%6.99%$185,000
202534320014.9%6.63%$205,000

Frequently asked questions

14.9% of applications in West Feliciana Parish were denied in 2025, against 22.2% statewide in Louisiana.

Bank of St. Francisville, with 33 applications in 2025 and a denial rate of 9.1%.

The median mortgage application in West Feliciana Parish in 2025 was for $205,000; the median property value on originated loans was $385,000.