Bank of St. Francisville · Louisiana · 2025

Bank of St. Francisville in Louisiana: approval rate, denial rate and rates (2025)

Bank of St. Francisville took 78 mortgage applications in Louisiana in 2025, ranking #202 of 721 lenders active in the state. It originated 70.5% of them and denied 6.4% (8.3% of the applications it decided), against a statewide denial rate of 22.2%.

78Applicationsin LA
8.3%Decision denial ratestate 28.2%
Median ratestate 6.63%
$275,000Median loanstate $165,000
$26MVolume9 counties

Bank of St. Francisville in Louisiana vs the state

6.4%Denial rate-15.76 pts vs state
8.3%Decision denial rate-19.82 pts vs state
70.5%Origination rate+18.54 pts vs state
Median rate
Rate spread (pts)
$167kMedian applicant income
55Loans originated
5Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231151121.7%#162
202484580.0%#184
202578556.4%#202

What Bank of St. Francisville lends in Louisiana

By loan purpose

Home purchase 52 67% · 5.8% denied
Refinance 20 26% · 5.0% denied
Home improvement 4 5% · 25.0% denied
Other / HELOC 2 3% · 0.0% denied

By loan type

Conventional 78 100% · 6.4% denied

Where in Louisiana

Counties with the most Bank of St. Francisville applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
West Feliciana Parish 33243 9.1%
East Baton Rouge Parish 28211 3.6%
Livingston Parish 540 0.0%
East Feliciana Parish 420 0.0%
Ascension Parish 321 33.3%
Calcasieu Parish 200 0.0%
Iberville Parish 110 0.0%
Pointe Coupee Parish 110 0.0%
St. Tammany Parish 100 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 78 applications in 2025, of which 55 were originated and 5 denied.

6.4% of all applications, or 8.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of St. Francisville's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology