East Feliciana Parish, Louisiana · 2025

Mortgage lenders in East Feliciana Parish, LA: denial rates and top lenders (2025)

99 lenders acted on 561 mortgage applications for properties in East Feliciana Parish in 2025. 25.9% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $135,000; median property value $295,000.

561Applications
25.9%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$135,000Median loan
$295,000Median property value

Largest lenders in East Feliciana Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 21st Mortgage F 6812 44.1%10.16%
2 Triad Financial Services D 498 51.0%8.87%
3 Vanderbilt Mortgage and Finance F 282 39.3%11.75%
4 GMFS A 2714 3.7%6.69%
5 Feliciana Bank & Trust 2619 15.4%
6 Landmark Bank C 2016 10.0%
7 Rocket Mortgage C 1913 21.1%6.88%
8 Hancock Whitney Bank B 1715 0.0%6.13%
9 Efcu Financial D 1715 5.9%
10 United Shore Financial Services B 1511 13.3%6.63%
11 First Community Mortgage A 1414 0.0%6.31%
12 Freedom Mortgage B 134 15.4%6.25%
13 Assurance Financial Group C 129 8.3%6.63%
14 Neighbors Federal Credit Union F 113 45.5%
15 Credit Human Federal Credit Union D 100 90.0%
16 Mortgage Research Center C 105 40.0%6.25%
17 AmeriSave Mortgage D 91 77.8%6.00%
18 Tammac Holdings D 90 88.9%
19 Ark-La-Tex Financial Services, LLC. A 97 0.0%6.50%
20 Synergy One Lending C 98 11.1%6.44%
21 Nationstar Mortgage C 83 0.0%6.63%
22 Bank of Zachary B 86 0.0%
23 Regions Bank C 74 42.9%4.99%
24 Pennymac Loan Services C 61 0.0%5.63%
25 Pelican State Credit Union D 63 33.3%7.25%

What East Feliciana Parish borrowers applied for

By loan purpose

Home purchase 308 55% · 30.2% denied
Refinance 103 18% · 6.8% denied
Cash-out refinance 74 13% · 33.8% denied
Home improvement 28 5% · 28.6% denied
Other / HELOC 48 9% · 25.0% denied

By loan type

Conventional 458 82% · 28.4% denied
FHA 60 11% · 13.3% denied
VA 31 6% · 19.4% denied
USDA / RHS 12 2% · 8.3% denied

Why applications were denied

Credit history 58 44%
Debt-to-income ratio 33 25%
Collateral 12 9%
Incomplete application 11 8%
Other 9 7%
Insufficient cash 4 3%
Unverifiable information 3 2%
Employment history 2 2%

East Feliciana Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202345924722.9%7.13%$145,000
202450424926.2%6.83%$145,000
202556126825.9%6.63%$135,000

Frequently asked questions

25.9% of applications in East Feliciana Parish were denied in 2025, against 22.2% statewide in Louisiana.

21st Mortgage, with 68 applications in 2025 and a denial rate of 44.1%.

The median mortgage application in East Feliciana Parish in 2025 was for $135,000; the median property value on originated loans was $295,000.