Bank of Zachary in Louisiana vs the state
10.7%Denial rate-11.43 pts vs state
11.4%Decision denial rate-16.75 pts vs state
78.5%Origination rate+26.54 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
95Loans originated
13Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 118 | 10.3% | — | #126 |
| 2024 | 152 | 113 | 7.9% | — | #125 |
| 2025 | 121 | 95 | 10.7% | — | #164 |
What Bank of Zachary lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Bank of Zachary applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 63 | 47 | 9 | 14.3% |
| Livingston Parish | 31 | 26 | 3 | 9.7% |
| East Feliciana Parish | 8 | 6 | 0 | 0.0% |
| West Feliciana Parish | 7 | 6 | 0 | 0.0% |
| Ascension Parish | 4 | 4 | 0 | 0.0% |
| St. Helena Parish | 3 | 3 | 0 | 0.0% |
| Tangipahoa Parish | 2 | 0 | 1 | 50.0% |
| West Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Caldwell Parish | 1 | 1 | 0 | 0.0% |
| Iberville Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 121 applications in 2025, of which 95 were originated and 13 denied.
10.7% of all applications, or 11.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Zachary's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology