Largest lenders in St. Helena Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 94 | 25 | 48.9% | 10.69% |
| 2 | Triad Financial Services | D | 82 | 20 | 43.9% | 9.46% |
| 3 | Vanderbilt Mortgage and Finance | F | 51 | 8 | 54.9% | 10.63% |
| 4 | Credit Human Federal Credit Union | D | 24 | 0 | 83.3% | — |
| 5 | Hancock Whitney Bank | B | 12 | 7 | 25.0% | 4.99% |
| 6 | Tammac Holdings | D | 12 | 0 | 91.7% | — |
| 7 | GMFS | A | 11 | 2 | 0.0% | 5.87% |
| 8 | Rocket Mortgage | C | 10 | 6 | 20.0% | 6.88% |
| 9 | United Shore Financial Services | B | 9 | 5 | 33.3% | 5.78% |
| 10 | Navy Federal Credit Union | D | 8 | 2 | 50.0% | 6.44% |
| 11 | Efcu Financial | D | 6 | 4 | 33.3% | — |
| 12 | BankPlus | B | 6 | 2 | 50.0% | 6.62% |
| 13 | AmeriSave Mortgage | D | 5 | 1 | 80.0% | 6.88% |
| 14 | Freedom Mortgage | B | 5 | 4 | 0.0% | 6.19% |
| 15 | Loandepot.Com | D | 5 | 3 | 40.0% | 6.38% |
Best approval odds in St. Helena Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Triad Financial Services | 82 | 43.9% |
| 2 | 21st Mortgage | 71 | 64.8% |
What St. Helena Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
St. Helena Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 455 | 111 | 50.1% | 7.63% | $95,000 |
| 2024 | 480 | 142 | 41.7% | 7.75% | $105,000 |
| 2025 | 436 | 132 | 42.4% | 7.82% | $115,000 |
Frequently asked questions
42.4% of applications in St. Helena Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 94 applications in 2025 and a denial rate of 48.9%.
The median mortgage application in St. Helena Parish in 2025 was for $115,000; the median property value on originated loans was $185,000.