BankPlus in Louisiana vs the state
10.2%Denial rate-11.94 pts vs state
12.4%Decision denial rate-15.77 pts vs state
72.1%Origination rate+20.15 pts vs state
7.50%Median rate+0.88 pts vs state
-0.23Rate spread (pts)-0.59 pts vs state
$160kMedian applicant income
282Loans originated
40Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 484 | 357 | 7.0% | 7.75% | #48 |
| 2024 | 423 | 302 | 11.4% | 7.75% | #59 |
| 2025 | 391 | 282 | 10.2% | 7.50% | #70 |
What BankPlus lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most BankPlus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 92 | 71 | 4 | 4.3% |
| Orleans Parish | 71 | 48 | 10 | 14.1% |
| Tangipahoa Parish | 52 | 30 | 10 | 19.2% |
| St. Tammany Parish | 46 | 38 | 3 | 6.5% |
| Jefferson Parish | 41 | 28 | 7 | 17.1% |
| Livingston Parish | 31 | 24 | 2 | 6.5% |
| Ascension Parish | 9 | 6 | 0 | 0.0% |
| Pointe Coupee Parish | 7 | 5 | 0 | 0.0% |
| St. Helena Parish | 6 | 2 | 3 | 50.0% |
| St. Bernard Parish | 6 | 5 | 1 | 16.7% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 391 applications in 2025, of which 282 were originated and 40 denied.
10.2% of all applications, or 12.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans BankPlus originated in Louisiana in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are BankPlus's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology