First Community Mortgage in Louisiana vs the state
6.8%Denial rate-15.42 pts vs state
7.3%Decision denial rate-20.85 pts vs state
75.4%Origination rate+23.43 pts vs state
6.49%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.16 pts vs state
$91kMedian applicant income
190Loans originated
17Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 82 | 9.1% | 6.88% | #165 |
| 2024 | 392 | 333 | 7.1% | 6.63% | #61 |
| 2025 | 252 | 190 | 6.8% | 6.49% | #97 |
What First Community Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 67 | 50 | 1 | 1.5% |
| East Baton Rouge Parish | 33 | 24 | 4 | 12.1% |
| East Feliciana Parish | 14 | 14 | 0 | 0.0% |
| Livingston Parish | 13 | 12 | 0 | 0.0% |
| St. Charles Parish | 11 | 7 | 1 | 9.1% |
| Ascension Parish | 11 | 7 | 3 | 27.3% |
| Acadia Parish | 10 | 8 | 1 | 10.0% |
| St. Tammany Parish | 10 | 8 | 0 | 0.0% |
| St. Martin Parish | 9 | 7 | 1 | 11.1% |
| St. Landry Parish | 8 | 4 | 1 | 12.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 252 applications in 2025, of which 190 were originated and 17 denied.
6.8% of all applications, or 7.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First Community Mortgage originated in Louisiana in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology