Nationstar Mortgage · Louisiana · 2025

Nationstar Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 952 mortgage applications in Louisiana in 2025, ranking #34 of 721 lenders active in the state. It originated 60.0% of them and denied 17.2% (21.5% of the applications it decided), against a statewide denial rate of 22.2%.

952Applicationsin LA
21.5%Decision denial ratestate 28.2%
7.75%Median ratestate 6.63%
$105,000Median loanstate $165,000
$85MVolume56 counties

Nationstar Mortgage in Louisiana vs the state

17.2%Denial rate-4.94 pts vs state
21.5%Decision denial rate-6.68 pts vs state
60.0%Origination rate+8.01 pts vs state
7.75%Median rate+1.13 pts vs state
1.71Rate spread (pts)+1.35 pts vs state
$101kMedian applicant income
571Loans originated
164Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202346024620.4%6.25%#54
202468241019.5%6.99%#43
202595257117.2%7.75%#34

What Nationstar Mortgage lends in Louisiana

By loan purpose

Home purchase 100 11% · 8.0% denied
Refinance 144 15% · 16.0% denied
Cash-out refinance 260 27% · 18.5% denied
Home improvement 75 8% · 10.7% denied
Other / HELOC 373 39% · 20.6% denied

By loan type

Conventional 742 78% · 16.7% denied
FHA 146 15% · 21.2% denied
VA 64 7% · 14.1% denied

Why it denied Louisiana applicants

Collateral 44 27%
Other 41 25%
Debt-to-income ratio 25 15%
Incomplete application 23 14%
Credit history 13 8%
Unverifiable information 10 6%
Employment history 7 4%
Insufficient cash 1 1%

Where in Louisiana

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 1036612 11.7%
Jefferson Parish 936213 14.0%
East Baton Rouge Parish 885019 21.6%
Lafayette Parish 744018 24.3%
Orleans Parish 653514 21.5%
Livingston Parish 45227 15.6%
Tangipahoa Parish 442011 25.0%
Ascension Parish 44307 15.9%
Caddo Parish 35236 17.1%
Calcasieu Parish 29187 24.1%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 952 applications in 2025, of which 571 were originated and 164 denied.

17.2% of all applications, or 21.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Nationstar Mortgage originated in Louisiana in 2025 was 7.75%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology