Feliciana Bank & Trust · Louisiana · 2023

Feliciana Bank & Trust in Louisiana: approval rate, denial rate and rates (2023)

Feliciana Bank & Trust took 118 mortgage applications in Louisiana in 2023, ranking #158 of 701 lenders active in the state. It originated 86.4% of them and denied 5.1% (5.3% of the applications it decided), against a statewide denial rate of 24.9%.

118Applicationsin LA
5.3%Decision denial ratestate 31.6%
Median ratestate 6.88%
$105,000Median loanstate $155,000
$14MVolume11 counties

Feliciana Bank & Trust in Louisiana vs the state

5.1%Denial rate-19.80 pts vs state
5.3%Decision denial rate-26.35 pts vs state
86.4%Origination rate+36.31 pts vs state
Median rate
Rate spread (pts)
$76kMedian applicant income
102Loans originated
6Denied

What Feliciana Bank & Trust lends in Louisiana

By loan purpose

Home purchase 46 39% · 6.5% denied
Refinance 66 56% · 3.0% denied
Home improvement 3 3% · 33.3% denied
Other / HELOC 3 3% · 0.0% denied

By loan type

Conventional 118 100% · 5.1% denied

Where in Louisiana

Counties with the most Feliciana Bank & Trust applications in 2023.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 51424 7.8%
East Feliciana Parish 50451 2.0%
Livingston Parish 550 0.0%
West Feliciana Parish 330 0.0%
Tangipahoa Parish 220 0.0%
St. Helena Parish 220 0.0%
Terrebonne Parish 110 0.0%
Lafourche Parish 100 0.0%
Concordia Parish 110 0.0%
Lafayette Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,00048.2%9.44%
Vanderbilt Mortgage and FinanceF 4,93751.7%10.25%
United Shore Financial ServicesB 4,54111.1%6.63%
GMFSA 4,5393.9%6.75%
Rocket MortgageC 4,24426.5%6.50%
Regions BankC 3,45345.2%7.63%
Triad Financial ServicesD 3,39064.6%8.00%
Hancock Whitney BankB 3,13121.1%7.13%
Fidelity BankD 2,81612.5%6.88%
Discover BankF 2,30956.3%9.84%

Frequently asked questions

Louisiana: 118 applications in 2023, of which 102 were originated and 6 denied.

5.1% of all applications, or 5.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 24.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Feliciana Bank & Trust's own HMDA filing for properties located in Louisiana, 2023. The grade is national; state-level figures are shown for context and are not separately graded. Methodology