Fidelity Bank in Louisiana vs the state
10.9%Denial rate-11.30 pts vs state
13.9%Decision denial rate-14.29 pts vs state
67.3%Origination rate+15.34 pts vs state
6.75%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.15 pts vs state
$107kMedian applicant income
1,369Loans originated
221Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,816 | 1,855 | 12.5% | 6.88% | #9 |
| 2024 | 2,289 | 1,515 | 11.4% | 6.75% | #10 |
| 2025 | 2,034 | 1,369 | 10.9% | 6.75% | #16 |
What Fidelity Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 455 | 307 | 45 | 9.9% |
| Jefferson Parish | 335 | 210 | 46 | 13.7% |
| St. Tammany Parish | 300 | 192 | 44 | 14.7% |
| Calcasieu Parish | 210 | 157 | 3 | 1.4% |
| East Baton Rouge Parish | 147 | 98 | 21 | 14.3% |
| Caddo Parish | 99 | 63 | 9 | 9.1% |
| Lafayette Parish | 95 | 67 | 8 | 8.4% |
| Bossier Parish | 52 | 36 | 8 | 15.4% |
| Tangipahoa Parish | 48 | 33 | 6 | 12.5% |
| Ascension Parish | 44 | 37 | 1 | 2.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 2,034 applications in 2025, of which 1,369 were originated and 221 denied.
10.9% of all applications, or 13.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Fidelity Bank originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology