Largest lenders in Concordia Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 103 | 13 | 58.3% | 10.11% |
| 2 | Concordia Bank & Trust | C | 65 | 51 | 9.2% | — |
| 3 | Triad Financial Services | D | 44 | 5 | 45.5% | 7.95% |
| 4 | Loansteady | A | 26 | 23 | 3.9% | 6.75% |
| 5 | Tammac Holdings | D | 18 | 1 | 83.3% | 11.25% |
| 6 | Rocket Mortgage | C | 16 | 11 | 25.0% | 6.50% |
| 7 | New Day Financial | F | 9 | 1 | 22.2% | 6.75% |
| 8 | United Shore Financial Services | B | 8 | 4 | 37.5% | 6.61% |
| 9 | United Built Homes | F | 8 | 2 | 12.5% | 8.99% |
| 10 | Regions Bank | C | 7 | 1 | 85.7% | 4.99% |
| 11 | Mortgage Research Center | C | 7 | 3 | 28.6% | 6.13% |
| 12 | Southern Heritage Bank | C | 7 | 6 | 14.3% | — |
| 13 | Pennymac Loan Services | C | 6 | 0 | 0.0% | — |
| 14 | Vanderbilt Mortgage and Finance | F | 5 | 2 | 20.0% | 11.37% |
Best approval odds in Concordia Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Concordia Bank & Trust | 57 | 10.5% |
| 2 | 21st Mortgage | 73 | 82.2% |
What Concordia Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Concordia Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 345 | 136 | 35.7% | 7.06% | $105,000 |
| 2024 | 330 | 142 | 37.3% | 6.99% | $105,000 |
| 2025 | 428 | 170 | 33.4% | 6.99% | $105,000 |
Frequently asked questions
33.4% of applications in Concordia Parish were denied in 2025, against 22.2% statewide in Louisiana.
21st Mortgage, with 103 applications in 2025 and a denial rate of 58.3%.
The median mortgage application in Concordia Parish in 2025 was for $105,000; the median property value on originated loans was $165,000.