Loansteady in Louisiana vs the state
2.2%Denial rate-19.97 pts vs state
2.8%Decision denial rate-25.39 pts vs state
70.5%Origination rate+18.55 pts vs state
6.50%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.14 pts vs state
$120kMedian applicant income
256Loans originated
8Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 200 | 146 | 1.5% | 6.63% | #105 |
| 2025 | 363 | 256 | 2.2% | 6.50% | #75 |
What Loansteady lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 206 | 142 | 4 | 1.9% |
| Tangipahoa Parish | 41 | 29 | 0 | 0.0% |
| Concordia Parish | 26 | 23 | 1 | 3.8% |
| East Baton Rouge Parish | 26 | 18 | 0 | 0.0% |
| Jefferson Parish | 20 | 15 | 0 | 0.0% |
| Orleans Parish | 14 | 9 | 1 | 7.1% |
| Washington Parish | 7 | 5 | 1 | 14.3% |
| Livingston Parish | 6 | 6 | 0 | 0.0% |
| Ascension Parish | 3 | 3 | 0 | 0.0% |
| Lafayette Parish | 3 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 363 applications in 2025, of which 256 were originated and 8 denied.
2.2% of all applications, or 2.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Loansteady originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology