Largest lenders in Washington Parish
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens Savings Bank | B | 179 | 152 | 5.6% | — |
| 2 | Vanderbilt Mortgage and Finance | F | 145 | 16 | 47.6% | 9.38% |
| 3 | 21st Mortgage | F | 81 | 15 | 45.7% | 9.75% |
| 4 | Triad Financial Services | D | 81 | 24 | 39.5% | 8.61% |
| 5 | Rocket Mortgage | C | 55 | 35 | 25.5% | 6.63% |
| 6 | Hancock Whitney Bank | B | 39 | 23 | 25.6% | 4.99% |
| 7 | GMFS | A | 33 | 16 | 3.0% | 6.50% |
| 8 | Credit Human Federal Credit Union | D | 29 | 0 | 100.0% | — |
| 9 | United Shore Financial Services | B | 29 | 15 | 13.8% | 6.38% |
| 10 | Mortgage Research Center | C | 28 | 12 | 21.4% | 6.25% |
| 11 | Freedom Mortgage | B | 22 | 12 | 4.6% | 6.44% |
| 12 | Equity Prime Mortgage | D | 21 | 8 | 14.3% | 6.38% |
| 13 | Newrez | D | 21 | 7 | 9.5% | 6.63% |
| 14 | Loandepot.Com | D | 20 | 7 | 45.0% | 6.38% |
| 15 | Tammac Holdings | D | 14 | 0 | 85.7% | — |
| 16 | Figure Lending | C | 14 | 2 | 50.0% | 8.33% |
| 17 | Pennymac Loan Services | C | 13 | 3 | 15.4% | 5.99% |
| 18 | Keesler | D | 13 | 5 | 46.2% | 6.88% |
| 19 | AmeriSave Mortgage | D | 12 | 2 | 75.0% | 9.75% |
| 20 | New Day Financial | F | 11 | 2 | 36.4% | 6.94% |
| 21 | Navy Federal Credit Union | D | 11 | 3 | 36.4% | 7.00% |
| 22 | Crosscountry Mortgage | B | 9 | 5 | 0.0% | 6.63% |
| 23 | Eustis Mortgage | B | 9 | 6 | 11.1% | 6.69% |
| 24 | Southwest Stage Funding | F | 9 | 2 | 0.0% | 8.38% |
| 25 | Carrington Mortgage Services | D | 8 | 0 | 75.0% | — |
Best approval odds in Washington Parish
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Citizens Savings Bank | 170 | 5.9% |
| 2 | Rocket Mortgage | 51 | 27.5% |
| 3 | Triad Financial Services | 81 | 39.5% |
| 4 | 21st Mortgage | 52 | 71.2% |
| 5 | Vanderbilt Mortgage and Finance | 94 | 73.4% |
What Washington Parish borrowers applied for
By loan purpose
By loan type
Why applications were denied
Washington Parish by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,166 | 509 | 31.7% | 7.00% | $105,000 |
| 2024 | 1,142 | 510 | 30.4% | 6.88% | $115,000 |
| 2025 | 1,147 | 499 | 28.0% | 6.75% | $125,000 |
Frequently asked questions
28.0% of applications in Washington Parish were denied in 2025, against 22.2% statewide in Louisiana.
Citizens Savings Bank, with 179 applications in 2025 and a denial rate of 5.6%.
The median mortgage application in Washington Parish in 2025 was for $125,000; the median property value on originated loans was $195,000.