Keesler · Louisiana · 2025

Keesler in Louisiana: approval rate, denial rate and rates (2025)

Keesler took 514 mortgage applications in Louisiana in 2025, ranking #55 of 721 lenders active in the state. It originated 35.6% of them and denied 49.6% (57.2% of the applications it decided), against a statewide denial rate of 22.2%.

514Applicationsin LA
57.2%Decision denial ratestate 28.2%
7.25%Median ratestate 6.63%
$90,000Median loanstate $165,000
$33MVolume28 counties

Keesler in Louisiana vs the state

49.6%Denial rate+27.44 pts vs state
57.2%Decision denial rate+29.02 pts vs state
35.6%Origination rate-16.37 pts vs state
7.25%Median rate+0.63 pts vs state
-0.48Rate spread (pts)-0.84 pts vs state
$100kMedian applicant income
183Loans originated
255Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202324510339.6%2.49%#94
202431610649.7%6.50%#73
202551418349.6%7.25%#55

What Keesler lends in Louisiana

By loan purpose

Home purchase 145 28% · 36.6% denied
Refinance 35 7% · 42.9% denied
Cash-out refinance 86 17% · 50.0% denied
Home improvement 126 25% · 55.6% denied
Other / HELOC 122 24% · 60.7% denied

By loan type

Conventional 454 88% · 50.9% denied
FHA 37 7% · 48.7% denied
VA 18 4% · 22.2% denied
USDA / RHS 5 1% · 40.0% denied

Why it denied Louisiana applicants

Other 89 35%
Incomplete application 52 20%
Credit history 47 18%
Debt-to-income ratio 45 18%
Collateral 16 6%
Unverifiable information 4 2%
Insufficient cash 2 1%

Where in Louisiana

Counties with the most Keesler applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 22086102 46.4%
Jefferson Parish 1193663 52.9%
Orleans Parish 671841 61.2%
Washington Parish 1356 46.2%
Tangipahoa Parish 1245 41.7%
St. Bernard Parish 1128 72.7%
Lafourche Parish 833 37.5%
East Baton Rouge Parish 852 25.0%
St. Charles Parish 724 57.1%
Plaquemines Parish 732 28.6%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 514 applications in 2025, of which 183 were originated and 255 denied.

49.6% of all applications, or 57.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Keesler originated in Louisiana in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Keesler's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology