Plaquemines Parish, Louisiana · 2025

Mortgage lenders in Plaquemines Parish, LA: denial rates and top lenders (2025)

105 lenders acted on 562 mortgage applications for properties in Plaquemines Parish in 2025. 23.5% were denied (Louisiana: 22.2%). Median rate on closed loans 6.63%; median loan $265,000; median property value $395,000.

562Applications
23.5%Denial ratestate 22.2%
6.63%Median ratestate 6.63%
$265,000Median loan
$395,000Median property value

Largest lenders in Plaquemines Parish

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Gulf Coast Bank and Trust C 5135 5.9%7.13%
2 Regions Bank C 4116 43.9%6.94%
3 Navy Federal Credit Union D 3920 20.5%6.19%
4 21st Mortgage F 291 51.7%13.29%
5 Rocket Mortgage C 2315 17.4%6.38%
6 United Shore Financial Services B 2214 27.3%6.56%
7 Hancock Whitney Bank B 1912 26.3%4.99%
8 Triad Financial Services D 182 61.1%8.18%
9 Dsld Mortgage A 1715 0.0%6.25%
10 Vanderbilt Mortgage and Finance F 175 23.5%11.50%
11 CMG Mortgage A 1613 6.3%6.38%
12 Mortgage Research Center C 169 12.5%6.25%
13 Newrez D 156 20.0%6.50%
14 Freedom Mortgage B 143 7.1%6.25%
15 Pennymac Loan Services C 105 10.0%6.75%
16 JPMorgan Chase Bank B 104 10.0%6.75%
17 Credit Human Federal Credit Union D 100 90.0%
18 Fidelity Bank D 83 25.0%7.13%
19 GMFS A 75 0.0%6.88%
20 Keesler D 73 28.6%7.25%
21 AmeriSave Mortgage D 61 83.3%7.63%
22 Lakeview Loan Servicing C 51 80.0%5.99%
23 Loandepot.Com D 52 40.0%8.63%
24 Coastal Community Bank C 50 0.0%
25 Figure Lending C 51 40.0%11.55%

What Plaquemines Parish borrowers applied for

By loan purpose

Home purchase 282 50% · 19.2% denied
Refinance 86 15% · 15.1% denied
Cash-out refinance 89 16% · 30.3% denied
Home improvement 46 8% · 30.4% denied
Other / HELOC 59 10% · 40.7% denied

By loan type

Conventional 399 71% · 25.6% denied
FHA 75 13% · 26.7% denied
VA 85 15% · 11.8% denied
USDA / RHS 3 1% · 0.0% denied

Why applications were denied

Credit history 45 34%
Debt-to-income ratio 44 33%
Collateral 17 13%
Incomplete application 12 9%
Other 9 7%
Insufficient cash 3 2%
Unverifiable information 2 2%

Plaquemines Parish by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202350623425.7%6.88%$215,000
202451726720.1%6.75%$265,000
202556226423.5%6.63%$265,000

Frequently asked questions

23.5% of applications in Plaquemines Parish were denied in 2025, against 22.2% statewide in Louisiana.

Gulf Coast Bank and Trust, with 51 applications in 2025 and a denial rate of 5.9%.

The median mortgage application in Plaquemines Parish in 2025 was for $265,000; the median property value on originated loans was $395,000.