Crosscountry Mortgage · Louisiana · 2025

Crosscountry Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 1,009 mortgage applications in Louisiana in 2025, ranking #32 of 721 lenders active in the state. It originated 58.7% of them and denied 4.9% (7.5% of the applications it decided), against a statewide denial rate of 22.2%.

1.0kApplicationsin LA
7.5%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$205,000Median loanstate $165,000
$148MVolume56 counties

Crosscountry Mortgage in Louisiana vs the state

4.9%Denial rate-17.31 pts vs state
7.5%Decision denial rate-20.66 pts vs state
58.7%Origination rate+6.70 pts vs state
6.63%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.28 pts vs state
$93kMedian applicant income
592Loans originated
49Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,1205512.2%7.00%#28
20249805722.9%6.75%#31
20251,0095924.9%6.63%#32

What Crosscountry Mortgage lends in Louisiana

By loan purpose

Home purchase 596 59% · 2.7% denied
Refinance 124 12% · 5.7% denied
Cash-out refinance 133 13% · 3.0% denied
Home improvement 31 3% · 19.4% denied
Other / HELOC 125 12% · 12.8% denied

By loan type

Conventional 435 43% · 7.1% denied
FHA 403 40% · 3.2% denied
VA 115 11% · 2.6% denied
USDA / RHS 56 6% · 3.6% denied

Why it denied Louisiana applicants

Debt-to-income ratio 10 20%
Collateral 9 18%
Incomplete application 9 18%
Credit history 7 14%
Other 6 12%
Unverifiable information 5 10%
Insufficient cash 3 6%

Where in Louisiana

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 1721129 5.2%
St. Bernard Parish 110745 4.5%
Lafayette Parish 97704 4.1%
Orleans Parish 96499 9.4%
Jefferson Parish 79483 3.8%
East Baton Rouge Parish 54373 5.6%
Livingston Parish 46291 2.2%
Tangipahoa Parish 38220 0.0%
Ascension Parish 24121 4.2%
Rapides Parish 19121 5.3%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 1,009 applications in 2025, of which 592 were originated and 49 denied.

4.9% of all applications, or 7.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Crosscountry Mortgage originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology