Concordia Bank & Trust in Louisiana vs the state
10.5%Denial rate-11.70 pts vs state
12.0%Decision denial rate-16.15 pts vs state
76.7%Origination rate+24.77 pts vs state
—Median rate
—Rate spread (pts)
$65kMedian applicant income
66Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 95 | 12.2% | — | #151 |
| 2024 | 79 | 66 | 10.1% | — | #187 |
| 2025 | 86 | 66 | 10.5% | — | #195 |
What Concordia Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Concordia Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Concordia Parish | 65 | 51 | 6 | 9.2% |
| Catahoula Parish | 7 | 5 | 2 | 28.6% |
| Orleans Parish | 4 | 2 | 1 | 25.0% |
| Ascension Parish | 3 | 3 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| East Feliciana Parish | 1 | 1 | 0 | 0.0% |
| West Baton Rouge Parish | 1 | 0 | 0 | 0.0% |
| Livingston Parish | 1 | 1 | 0 | 0.0% |
| St. Tammany Parish | 1 | 1 | 0 | 0.0% |
| Tensas Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 86 applications in 2025, of which 66 were originated and 9 denied.
10.5% of all applications, or 12.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Concordia Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology